How this bank is structured

Legal entity

Not yet disclosed — configure BANKING_LEGAL_ENTITY when the entity exists.

FCA

No FCA firm reference is claimed. This product is built to operate through an appropriate regulated entity or partner.

FSCS

Privacy

A privacy policy URL is published here once BANKING_PRIVACY_URL is set. Personal data for KYC is collected only to submit to the identity provider.

Terms

Account terms are published when the regulated partner is contracted.

Complaints

A complaints address is shown here once BANKING_COMPLAINTS_EMAIL is configured.

Safeguarding

Safeguarding arrangements for e-money or deposits will be described only when they genuinely apply to the connected product.

Financial promotions

Game rewards are cosmetic. UK Trust Bank will not promote borrowing or spending to unlock polar bear content. Investment and crypto promotions, when live, will carry the required risk warnings.